Had a great talk with some of the younger generation of our church who are getting married this year. How exciting to be at the start of a new journey like marriage! BUT IT'S DECISION TIME....The decisions they are making before the big day are going to play a pivotal role in the level of financial stress their marriage will be founded on. Will they choose a life of riches accompanied by work stress to maintain those material items. Will it be plagued with financial stress due to bad money choices? Or will they opt for a more simple life allowing for financial freedom? If finances are the number one reason for divorce, how critical is it to understand the financial direction of your marriage then before you even get started!
So many different approaches to how they can start their lives. Buy a house, have children, save money or buy it all now. I watched a great video today by Dave Ramsey. Dave is a financial coach that I very much admire. His philosophy is based on going through life debt free so that you remain in control of your life. This video really hit home and reminded me that I decide my future. Our choices and actions are the only thing we can blame if we aren't were we want to be in life. Entitlement, blame and self pity are rampant and I refuse it in my life and my journey today claims victory in my financial goals.
How much more of an advantage do these young couples have! They can choose now before bad habits form to be in control of their financial situation and not let debt or the state of the economy control them. But they must have a plan! They must communicate about goals and the steps to achieve those goals.
My husband and I have taken this challenge to become debt free and we are on our way to determine our own future. We are writing our story! Will you join us?
Here's some things we have done to set a new course for our finances:
What financial lifestyle will you choose? What stress level are you willing to endure? My family is positioning ourselves to answer only to God. A position which allows us to work at our own pace, live comfortably, have fun without feeling guilty and not dependent on the state of economy or whose in the White House.
If you want help ensuring your finances are in order please email me or purchase my book on financial restoration. It's never too late to take your life back!